The Pearl Clover Interchangeable Charm​ features cabochon pearls and clear crystals framed in a gold stainless steel clover configuration. Pearls, born from the depths of the ocean, symbolize wisdom, beauty, and grace. Layer on luck and luxury with this timeless symbol. Our new, interchangeable charm design lets you make the look all your own: swap out the charms or add symbols to make a charm necklace or bracelet that’s exactly your style.